Our Experts | Mountaineer Insurance | Dailey, WV

Our Experts


Jonathan-2Jonathan Kyle

Jonathan Kyle, President of Mountaineer Insurance Services, founded the company in 2006, and his top priority is to ensure his clients are receiving the best possible coverage for their insurance needs.He started with MIS fresh out of college, and in that time he has worked on almost every line of insurance we offer, from health to automotive. He currently specializes in farm operations and resort and condominium coverage plans. Jonathan was born and raised in Randolph County, and he’s deeply involved in the local community, including active participation in: • Tygart Valley Lions Club – Treasurer • Valley Health Care – Vice Chairman • Elkins Randolph County Chamber of Commerce – BOD Member • NRA member • Mill Creek Memorial Union Mission Church Member • Randolph Lodge #55 AF&AM Member

He and his wife, Angela, have three children, and they enjoy spending time together as a family and traveling.


Angela Kyle

Angela is a co-owner of Mountaineer Insurance Services and focuses her efforts on customer service. With over 22 years of combined experience in customer service and insurance products, she’s able to explain the variety of coverage options we offer to our clients and help them find the best fit for their insurance needs. Angela has lived in West Virginia for most of her life and appreciates the beauty of the state. When she’s not in the office, Angela can be found outdoors hunting, fishing, hiking and exploring with her three children and her husband, Jonathan.

Insurance Specialists>

Elizabeth Arbogast

Elizabeth joined Mountaineer Insurance Services in 2017. A seasoned insurance professional, Elizabeth brings over 20 years of experience to the team. Specializing in transportation, small business and workers compensation, she looks forward to providing excellent customer service for your account. Elizabeth is a lifelong resident of Elkins and married her husband Derek 31 years ago. They have two grown children and recently welcomed their first grandchild. A graduate of Elkins High School, Elizabeth studied business at Davis & Elkins College and earned several insurance designations including: AU, AIS, AINS and the AFIS. She attends Summit Church and is active in many community organizations.

beth2Bethany Arbogast

Bethany joined the MIS team in February 2016 as an insurance specialist and shares her time between the Beverly and Snowshoe offices.

She worked in the banking and finance industry for 14 years before embarking on her insurance career and graduated the Safeco Producer Development Program in May 2016.

While she is able to assist with all lines of property and casualty insurance, Bethany specializes in resort rental and secondary home coverage, as well as public entities and municipalities.

Bethany was born and raised in Mill Creek. She’s been married to her husband, Shawn, for 25 years and they have two adult sons, Colin and Owen. Beth spends her free time outdoors riding her bike and exploring the great state of WV. Bethany has been a member of the Pocahontas County Chamber of Commerce for the past two years.

Charles2Charles Bell

Charles is an insurance specialist and has been a part of the MIS family for about a year. Prior to starting in the insurance industry, Charles worked for his family’s business – Mill Creek Builders Supply – for 15 years. They provided logging and sawmill services and did all of their own trucking, so Charles has a unique understanding of industrial businesses and their insurance needs.

He’s a lifelong resident of Mill Creek and is active in community service. Treasurer for Beverly United Methodist Church Vice-president and coach for Tygart Valley Youth Football YMCA Basketball Coach Tygart Valley Lions Club Member

Charles has been married for 16 years, and he and his wife have three children. His hobbies include hunting, fishing and camping.

ChristopheChristophe Cormier

Christophe has well over a decade of experience in the insurance industry. Starting out in an apprenticeship program in high school, he got a foothold of what would later become a career. He’s had his personal and commercial licenses since 2012, and today focuses mainly on personal insurance. His family is originally from Canada, but Christophe has lived in the Elkins area since he was three. Christophe is also involved in the local community and church, serving as a volunteer coach and treasurer for the Elkins Church Softball league. When he is not spending time with his wife Olivia, he can be found playing softball, hunting, shooting, and ATV riding.

JJanie-Pingley2ane Pingley

Jane has worked in the insurance industry since 1978 and has been with MIS since December 2015. Her expertise and advice are invaluable to the clients she serves out of the Elkins, West Virginia office. Community involvement is an important priority for many of us at MIS, and Jane is no exception. She serves as a scout and 4-H club leader. Jane also enjoys spending time with her family, which includes her husband, four children and her eight-year-old grandson, Ryder. They enjoy camping and spending time outdoors as a family, and her favorite time of the year is when all her kids come home to visit.

KARENKaren Smith

Karen is an insurance specialist who has been with the MIS team for a year. She lives in Upperglade and works with clients in our Webster Springs office. Karen and her husband, Mike, are actively involved in the lives of their daughters Micha (6) and Kenzley (3). Micha is a competitive baton twirler and recently won Miss Majorette of West Virginia in the Novice 0-6 category. She also plays baseball and just scored her first homerun!

Kevin Lambert

Montrose resident Kevin Lambert recently joined the Elkins, WV office of Mountaineer Insurance. Kevin comes with 14 years of experience with another independent insurance agency.

In 2004 Kevin graduated from Davis and Elkins College in Elkins with an Associate Degree in Science, with a business major. That same year he obtained a property and casualty license.

Kevin’s primary focus is in selling and serving insurance along personal lines. He obtained his CISR designation and completed a Dale Carnegie class in 2007.

Kevin and his wife Missy have two sons, Benjamin 13, and Isaac 10. He and his wife are very active in the Good Shepherd Assembly of God Church in Elkins where Missy’s Dad pastors. He is a Sunday School teacher and he and Missy lead the Youth Department.

He is looking forward to putting his skills and experience to work at Mountaineer Insurance.

Debra Harper

Debra Harper recently joined the Franklin, WV office of Mountaineer Insurance. Debra Harper is a native and resident of Highland County, Virginia. She graduated from Franklin High School and is married with one son, and one grandson. She enjoys spending time with her family, her three dogs, and cat, and also enjoys reading. She attends Wayside Baptist Church. She has been in the insurance industry for 20 years and is licensed in both WV and VA. She wants to be known as YOUR Insurance Lady – the one to come to for all your insurance needs, whether it’s home, auto, farm (specializing in poultry operations), business or pretty much anything else!

Robert Gibson

Bobby was raised in Valley Head WV and attended Tygarts Valley H.S. He graduated from Northeastern State University in 1991 with a BS in Marketing. Bobby worked in the financial sector with Wells Fargo and UC Lending for 10 years before moving into the insurance sector in 2001.  He worked at Farm Family and State Farm before joining Jonathan and Angela in 2007 at Mountaineer Insurance Services. He is most differently the insurance guru. He would love to look at your insurance and help with your insurance needs.

Bobby enjoys camping, hunting, and golf.  Bobby loves the outdoors and everything West Virginia has to offer.


Jace Kyle

Jace is a West Virginia University 2020 Finance graduate from Beverly, West Virginia. He enjoys traveling, fishing, and spending time with his friends and family. For the past year he has worked as a financial representative with Luttner Financial Group where he has helped clients plan and prepare for a better financial future. Jace has a strong passion for helping others and is eager to work with current and future MIS clients by providing full financial planning services including life, health, home, auto, and commercial insurance.