Life insurance pays a specific sum of money upon the death of the insured. The money is paid to the beneficiary, or beneficiaries, named by the policyholder. Read on for everything you need to know about this benefit.
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Does Your Auto Policy Cover Ridesharing?
Do you drive for Uber or Lyft? Chances are your personal auto insurance policy doesn’t cover you. Learn about the insurance you need when driving for a ridesharing company.
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Does Your Property Have an Attractive Nuisance?
A pool, trampoline, playset, or other property feature can attract trespassers, causing a risky condition if you don’t take action to prevent injuries. You can be liable if someone (even an uninvited visitor) gets hurt.
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What Are Some Common Exclusions on Homeowners Insurance?
Your homeowner’s insurance gives broad protection from costly losses, but not every incident is covered. Know what your insurer excludes and how to protect yourself from those events.
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September is Life Insurance Awareness Month. Protect the people who depend on you.
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- Review your policy beneficiaries.
- Alert your agent about life changes (marriage, new baby, empty nester, divorce, etc.) and update your policy limits.
- Secure a policy that’s not tied to your employer.
- Buy life insurance when you’re young and healthy to get better rates.
- Aim for a policy that’s 10 times your salary.
- Use life insurance as part of a succession plan for dependent children.
- Build a policy that covers current debt and future goals (your credit cards, mortgage, auto loans, college tuition, wedding, etc.).
Call us for a coverage review. We’re here to help!
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Jonathan Kyle
(304) 338-2902
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Mountaineer Insurance
3154 Seneca Trail
Beverly, WV 26253
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Mountaineer Insurance Services, Inc.
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